FAQ
If you have questions...
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What makes J. Dyhr Capital different from the major brokerage houses?
Our limited private client roster provides for considerably more responsive and personalized attention to individual portfolios. We take pride in the long-standing personal relationships we maintain with each of our clients, who consider us their partners in building financial stability and asset growth. Our offices are in Solvang, where we are highly responsive, more available to you on a personal basis, and have access to the highest levels of up-to-date knowledge of your portfolio and its performance. Finally, since we receive no commission for those transactions taking place in your portfolio, we have no incentive to "churn" the contents of your portfolio. We only succeed when your investment goals are achieved. How will J. Dyhr Capital charge me for their services? Does J. Dyhr Capital receive a commission when my portfolio assets are bought or sold? In our view, commission-based service fees are a flawed way to do business. The broker who receives a commission for every asset that's bought or sold may be more motivated to make trades than to manage your assets to your best advantage. Our focus is on client success and financial stability, not on the volume of their portfolio trades. At J. Dyhr Capital, our fee is based on a percentage of your total assets held with us. This puts us in the shoes of our clients. If we perform and your assets grow, our compensation increases along with the success of your portfolio. If the value of your portfolio drops, we receive a pay cut. The number of transactions that occur in the portfolio has no effect upon any fees paid to us. We sleep much better at night using this arrangement...and you will too. In order to keep your costs as low as possible, we are committed to using low-expense, no-load (no sales charge) mutual funds when choosing investment products for your portfolio. Where will the assets in my portfolio be held? We have an excellent working relationship with Charles Schwab-Institutional, the custodian of all our clients' assets. No investments are held at J. Dyhr Capital.. What type of reports about my portfolio will I receive and how often will I receive them? Each month, you will receive an account statement from Charles Schwab by either regular mail or e-mail, depending on your preference. In addition, each quarter you will receive a customized report from J. Dyhr Capital that will include your up-to-date portfolio allocation and performance, measured both by account and investment. Also included is data comparing your portfolio's performance (after fees) against a custom benchmark index for your portfolio. Finally, Morningstar information on your particular investments is included twice a year. This all means that you'll have a very good idea of how your portfolio is performing. How available is John Kirkgard/J. Dyhr Capital to answer questions I may have? What's your communication policy? We are committed to answering all phone calls and e-mails within 24 hours. We make an effort to interact with our clients face to face on a quarterly basis unless you request another arrangement. The bottom line is that we're here to serve you at your convenience. You can also expect a call from us before any transactions take place in your portfolio. Is J. Dyhr Capital supervised or audited by any government entity? J. Dyhr Capital and John D. Kirkgard are registered and supervised by the California's Department of Financial Protection and Innovation. Our registration can be found online at the United States Securities and Exchange Commission website by clicking here and entering firm name J. Dyhr Capital or CRD# 135728. |
©2022 John D. Kirkgard/J. Dyhr Capital All rights Reserved
©2022 John D. Kirkgard/J. Dyhr Capital All rights Reserved